Free Preview of Buying Property in Poland

1. An Introduction to Poland

A Brief Historical Context • Famous People

2. Poland Today

Telephone and Internet Services • Radio and Television • Roads • Public Transport • Utilities (Gas, Electricity, Water and Sewage) • Weather • Entertainment • The Polish Lifestyle, Mentality and Culture

3. About Polish Property

Period Properties and Purpose Built • Polish Houses • Apartments • Polish Offices • Polish Land

4. Motivations to Buy

Business Ventures • Capital Gain • Buying to Let

5. The State of the Property Market Now

Prices and Percentages • Average Salaries • New Housing Stock • The Jewish and the German Question • Limitations on Foreign Buyers

6. The Future of the Polish Property Market

A Growing Gross Domestic Product • Foreign Direct Investment • Freight and Logistics Growth • Production and Exports • Rising Tourism • Confidence in Mortgages • Introduction of the Euro • Poland Versus Other Central European Countries

7. Property Types

Residential Properties • Off Plan Properties • Apartment Shells • Recreational Land and Housing • Farms and Farmland • Forested Land • Office Space • Warehousing • Factories • Hotels • Derelict Buildings • Properties with Sitting Tenants • Listed or Protected Buildings

8. Future Changes and Their Effects on Locations in General

Demographic Changes • The Commuter Belt • The Family Cycle • Developing Infrastructures • Special Economic Zones • Areas with Potential

9. The Regions

Using the Guide • Dolnośląskie (Lower Silesian Voivodeship) • Kujawsko-Pomorskie (Kuyavian-Pomeranian Voivodeship) • Łódzkie (Łódź Voivodeship)

10. Buying in Poland At-a-Glance

11. Before the Purchase

Introduction • The Permit System • Getting Round the Permit System • Polish Mortgages • The Polish Mortgage Application Process • Making Enquiries • Searching by Postcode • Who is an Estate Agent? • Dealing with Agents • Viewing Properties • Making an Offer • Fixtures and Fittings

12. During the Puchase Process

Introduction • The Role of an Estate Agent • The Role of the Solicitor and Due Diligence • Local Government and Bureaucracy • Currency Transfers

13. After the Purchase

Introduction • Renovating and Furnishing Properties • Renting Your Property • Holiday Homes and Security • Change of Use Applications

14. Visiting Poland

Introduction • Things to Know Before Your Visit • Dates to Avoid

15. Buying Off-Plan

Introduction • Types of Developments • Estimated Service Charges • Reserving a Property • Exchanging Contracts • Payment Options • Completion • Fitting Out Shells • Furniture, Fixtures and Fittings

16. Financial Fees and Obligations

Introduction • Transaction Costs • Agency Fees • Solicitor’s Fees • Translating Documents • Purchase Tax / Stamp Duty • Land Registry Fee • VAT • Post Transaction Costs and Fees • Capital Gains Tax

17. Terminology and Phraseology

18. Common Words and Phrases

19. Useful Contacts