Buying Property in Poland
The Definitive Guide to
Buying Polish Property

What does 'Credit Decision' mean?

Find out what Credit Decision means. Credit Decision is explained by Tim Hill - author of Buying Property in Poland

Credit Decision

This refers to how mortgage applications are decided by banks. In Poland this is rarely a 'Yes' or 'No' answer but falls into four possibilities:


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"... or reject your application. Depending on the complexity of your status, the Loan to Value, the loan amount and the technical specification of the property Credit Decisions by banks are usually made between one and 30 days after your application is received. - Step 4: Negotiating the ..."
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"... had several offers from different banks. At this stage you can discuss this with the broker to see if it is a viable option. - Step 5: The Credit Decision - Credit decisions are not always a clear-cut yes or no and can come in four ways: affirmative, affirmative with conditions, ..."

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Credit Decision
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